West Virginia - Wild and Wonderful

About West Virginia

West Virginia is noted for its mountains and diverse topography, its historically significant logging and coal mining industries, and its political and labor history. It is one of the most densely karstic areas in the world, making it a choice area for recreational caving and scientific research.


West Virginia is full of opportunity for any business with a growing economy and a highly dedicated workforce. Whether you are running an existing business or thinking of starting a new business you can find all of the information you need throughout this business section.


West Virginia is fortunate to have a tremendous education system with a high standard of excellence. Please use the information provided here to learn more about the wealth of educational opportunities in our great state.


West Virginia is home to one of the finest workforces in the country based on our hard work and commitment to quality. Whether you are looking for new job opportunities, enhancing your job skills or researching future employment trends you can find all of the information you need throughout this employment section.


West Virginia offers the perfect balance of a rural and urban setting that suits a variety of lifestyles. This is a state where you can go whitewater rafting in the morning, go to an art exhibit in the afternoon and attend a concert in the evening. Whether you just moved to the Mountain State or your family has been here since it was founded, you are part of our community.


Maintaining proper health is vital to ensuring the highest quality of life possible. West Virginia strives to provide one of the best health care systems in the country that is affordable and available to all residents of the state. This section contains numerous resources to assist you in accessing the health care services provided in the state.


Exhilarate in the lasting beauty and natural wonder scattered throughout West Virginia. From unmatched outdoor recreation to world-class resorts, breathtaking scenery and a variety of cultural and historic attractions, West Virginia is an ideal spot to plan your next adventure. Discover for yourself what makes West Virginia wild and wonderful.

 Governor Tomblin Announces Ninth Consecutive Reduction for Workers' Compensation Insurance Rates

7/22/2013 CHARLESTON, W.Va. -Gov. Earl Ray Tomblin today announced West Virginia has received a reduction in workers' compensation loss cost rates from the National Council on Compensation Insurance (NCCI).

"With this reduction, West Virginia employers will have saved $250 million since workers' compensation privatization," said Gov. Tomblin. "These savings demonstrate our willingness to address problems, within the workers' compensation market years ago, was the right decision for West Virginia employers and employees."

NCCI filed a proposed 8.8 percent overall decrease with the West Virginia Insurance Commissioner which will result in $36 million of projected premium reductions for West Virginia employers. The new loss cost rate is effective November 1, 2013. In addition, NCCI filed an 8.5 percent rate decrease in the residual market as part of the filing.

"Since West Virginia privatized our workers' compensation system, manufacturers have continued to see their premiums reduced. Our members work hard to protect the safety of their employees and this announcement reinforces their efforts," said Karen Price, President of the West Virginia Manufacturers Association. "Additionally, reductions in our workers' compensation contributes to our ever improving business climate."

"We are encouraged by the announcement that workers' compensation rates are going down. This is an indication that our workplaces are becoming safer and that our businesses continue to make their employees a priority," said Jan Vineyard, President of the W.Va. Oil Marketers and Grocers Association, W.Va. Trucking Association, and W.Va. Wholesalers Association. "The other good news is that our businesses are able to take workers' compensation savings and invest them back into their businesses. This is another example that West Virginia is heading in the right direction."

Loss cost is the estimated amount necessary to pay all medical and indemnity costs associated with workers' compensation claims. All workers' compensation insurance carriers use loss cost to calculate rates.

This serves as the ninth consecutive decrease in loss costs since privatization and accounts for a cumulative decrease of 48.1 percent from pre-reform levels.
This proposed loss cost reduction follows the reduction in the workers' compensation regulatory surcharge from 5.5 percent to 5 percent effective January 1, 2013, which will result in further cost savings to West Virginia employers.

NCCI is West Virginia's rating and statistical agent that calculates and files the loss cost based on an actuarial analysis.

Contact Information

Amy Shuler Goodwin