West Virginia - Wild and Wonderful

About West Virginia

West Virginia is noted for its mountains and diverse topography, its historically significant logging and coal mining industries, and its political and labor history. It is one of the most densely karstic areas in the world, making it a choice area for recreational caving and scientific research.

Business

West Virginia is full of opportunity for any business with a growing economy and a highly dedicated workforce. Whether you are running an existing business or thinking of starting a new business you can find all of the information you need throughout this business section.

Education

West Virginia is fortunate to have a tremendous education system with a high standard of excellence. Please use the information provided here to learn more about the wealth of educational opportunities in our great state.

Employment

West Virginia is home to one of the finest workforces in the country based on our hard work and commitment to quality. Whether you are looking for new job opportunities, enhancing your job skills or researching future employment trends you can find all of the information you need throughout this employment section.

Family

West Virginia offers the perfect balance of a rural and urban setting that suits a variety of lifestyles. This is a state where you can go whitewater rafting in the morning, go to an art exhibit in the afternoon and attend a concert in the evening. Whether you just moved to the Mountain State or your family has been here since it was founded, you are part of our community.

Health

Maintaining proper health is vital to ensuring the highest quality of life possible. West Virginia strives to provide one of the best health care systems in the country that is affordable and available to all residents of the state. This section contains numerous resources to assist you in accessing the health care services provided in the state.

Tourism

Exhilarate in the lasting beauty and natural wonder scattered throughout West Virginia. From unmatched outdoor recreation to world-class resorts, breathtaking scenery and a variety of cultural and historic attractions, West Virginia is an ideal spot to plan your next adventure. Discover for yourself what makes West Virginia wild and wonderful.

 SBA Services Available To West Virginia Disaster Areas

6/4/2009

CHARLESTON, W.VA.West Virginia residents and businesses in flood-damaged counties still have time to apply for disaster aid from the Federal Emergency Management Agency (FEMA) and the U.S. Small Business Administration (SBA).

The filing deadline to return applications for physical property damage is July 14, 2009.   The deadline to return economic injury applications is February 15, 2010.

The disaster declaration covers McDowell, Mingo, Raleigh and Wyoming counties which are eligible for both Physical and Economic Injury Disaster Loans from the SBA. Small businesses and most private non-profit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans: Boone, Fayette, Kanawha, Lincoln, Logan, Mercer, Summers and Wayne in West Virginia; Martin and Pike in Kentucky and Buchanan and Tazewell in Virginia.  

Disaster loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate.  Homeowners and renters are eligible up to $40,000 to repair or replace damaged or destroyed personal property.

Businesses and non-profit organizations of any size may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.  SBA can also lend additional funds to help with the cost of making improvements that protect, prevent or minimize the same type of disaster damage in the future.

For small businesses, and most private non-profit organizations of all sizes, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster.  Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

Interest rates are as low as 2.437 percent for homeowners and renters and 4 percent for businesses with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

To be considered for all forms of disaster assistance, applicants must first call the Federal Emergency Management Agency (FEMA) at 1-800-621-FEMA (3362).  Additional details on the locations of Disaster Recovery Centers and the loan application process can be obtained by calling the SBA Customer Service Center at 1-800-659-2955 or by emailing the SBA customer service center at disastercustomerservice@sba.gov.

Victims may also apply for disaster loans from SBA’s secure website at https://disasterloan.sba.gov/ela/.

Because delay may cause them to miss filing deadlines, disaster victims should not wait to receive contractor estimates or to settle insurance claims before applying for disaster loan assistance. If applicants do not know how much of their loss will be covered by insurance or other sources, the SBA will consider making a loan for the total loss up to its loan limits, provided the borrower agrees to use the insurance proceeds to reduce or repay the SBA loan.

Several Disaster Recovery Centers (DRC) are now open in the impacted counties to help residents get the assistance they need. A Business Recovery Center in Gilbert, Mingo County, will focus on business recovery efforts. The centers will process applications and refer them as needed to the West Virginia Small Business Development Centers (SBDC).

Recovery centers are open in the following locations:

 

FEMA/SBA Disaster Recovery Centers (DRCs)

 

Open Monday-Saturday from 10:00 AM to 7:00 PM

McDowell County

Mingo County

Commission on Aging

West Virginia Avenue at Hwy 80

Iaeger WV 24844

Matewan Town Hall

McCoy Alley

Matewan WV 25678

Larry Joe Harless Comm. Ctr.

202 Larry Joe Harless Drive

Gilbert WV 25621

 

 

 

Mingo County - Mobile DRC

Wyoming County

 

Volunteer Fire Dept.

Sub Station #1 – Route 52

(Across from Grant Compressor Station)

Varney WV (Pigeon Creek) 25696

Hanover Mission Baptist Church

Route 52 at Hwy. 97

Hanover WV 24839

 

  SBA Business Recovery Center (BRC)

 

Mingo County

Larry Joe Harless Comm. Ctr.

202 Larry Joe Harless Drive (1st Floor)

Gilbert WV 25621

Open Mon-Sat; 10:00 AM to 7:00 PM

 

Contact Information

M.E. Yancosek Gamble
304-558-2960