West Virginia - Wild and Wonderful

About West Virginia

West Virginia is noted for its mountains and diverse topography, its historically significant logging and coal mining industries, and its political and labor history. It is one of the most densely karstic areas in the world, making it a choice area for recreational caving and scientific research.

Business

West Virginia is full of opportunity for any business with a growing economy and a highly dedicated workforce. Whether you are running an existing business or thinking of starting a new business you can find all of the information you need throughout this business section.

Education

West Virginia is fortunate to have a tremendous education system with a high standard of excellence. Please use the information provided here to learn more about the wealth of educational opportunities in our great state.

Employment

West Virginia is home to one of the finest workforces in the country based on our hard work and commitment to quality. Whether you are looking for new job opportunities, enhancing your job skills or researching future employment trends you can find all of the information you need throughout this employment section.

Family

West Virginia offers the perfect balance of a rural and urban setting that suits a variety of lifestyles. This is a state where you can go whitewater rafting in the morning, go to an art exhibit in the afternoon and attend a concert in the evening. Whether you just moved to the Mountain State or your family has been here since it was founded, you are part of our community.

Health

Maintaining proper health is vital to ensuring the highest quality of life possible. West Virginia strives to provide one of the best health care systems in the country that is affordable and available to all residents of the state. This section contains numerous resources to assist you in accessing the health care services provided in the state.

Tourism

Exhilarate in the lasting beauty and natural wonder scattered throughout West Virginia. From unmatched outdoor recreation to world-class resorts, breathtaking scenery and a variety of cultural and historic attractions, West Virginia is an ideal spot to plan your next adventure. Discover for yourself what makes West Virginia wild and wonderful.

 Agency

Uniform Commercial Code Division

Many consumers and small businesses may not know that when a borrower gets a loan using as collateral consumer goods or commercial or farm property in West Virginia (excluding real estate), the lender files a commercial lien to protect its financial interest. For example, a bank gives a contractor a loan to buy a backhoe. The bank files a UCC financing statement (a lien) with the Secretary of State which lists the contractor as the debtor and the backhoe as collateral. Before the contractor can sell the backhoe, the UCC filing will show the prospective purchaser that the original bank has the first right to recover its loan from the sale. Or, before the contractor could borrow more money using that same equipment as security, the filing will show the new lender that at least part of the value of the backhoe belongs to another lender. When a debtor pays off the loan, the lender files a release and the property is free and clear. Lenders protect financial interests through UCC filings on, for example, consumer goods, commercial equipment, farm equipment and products, fixtures, public-finance transactions, manufactured homes, timber to be cut and as-extracted minerals.

Contact Information

Address
Capitol Complex Bldg. 1, Suite 157-K
1900 Kanawha Blvd E
Charleston, WV 25305
Phone: (304) 558-6000
Fax: (304) 558-0900
http://www.sos.wv.gov/business-licensing/uniformcommercialcode/

Agency Location